Look, I'm not one for telling people they must buy any insurance, especially since I'm for Single Payer health care. But, all insurance isn't bad. It's risk management. I just don't think health care should be considered a risk nor run by anyone who think's it is.
The catastrophes endured in our ocean facing states is terrible and unimaginable. The first concern is savings lives. I don't think it's time for building an ark, but I also don't think people should remain stupid, especially after witnessing the possibility become terrible reality. I believe any structures built on property in a flood zone should be mandated to have and maintain flood insurance. The government can not continue to replace housing and personal belongings all because people don't have flood insurance. They can send you boats and helicopters to save your life. They can provide temporary food, water, and shelter, but they can not take over as the bearer of loss of personal property simply because you risked living in a flood zone without flood insurance. I know that may sound cold to some and probably too soon but, it will be something many will be facing in the very near future. Right now, all the government can do is to continue rescue efforts and provide basic survival necessities to victims. They should also create and convince all Americans to buy Emergency savings bonds to provide funding relief for natural or man made disasters such as those we're going through. Oh, and pipe down with all the saber rattling.
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